For many first-time homebuyers, the path to homeownership feels overwhelming — and unfortunately, it’s often filled with misinformation. From the idea that you must have 20% down, to confusion about credit score requirements, to uncertainty about down…
What if you could travel back in time and take over a mortgage with a 2.25% interest rate? In this episode of State 48 Homeowner, we break down the power of assumable loans—a real estate…
Tired of spending more than you planned on groceries? In this episode of State 48 Homeowner, we share practical ways to slash your grocery bill without sacrificing quality. Discover how to spot hidden costs at…
Are you safe using payment apps? Apps like Zelle, Venmo, PayPal, and Cash App make transferring money simple and convenient, but they are also a hotspot for scams. In this episode of State 48 Homeowner, we…
In this episode of State 48 Homeowner, host Scott breaks down how the average American spends nearly $18,000 annually on nonessential items without even realizing it. From daily coffees and dining out to streaming services…
Dive into the differences between smart and normal consumers in this episode of the State 48 Homeowner Podcast. We sit down with Ramsey Certified Financial Coach Caroline Kelly explore the hidden costs of comparison, impulse…
In this episode of the State 48 Homeowner podcast, host Scott Kooiman dives deep into the world of home budgeting alongside guests Christine Matthews from the Klaus Team and financial coach Caroline Kelly. Together, they…
In this episode, Scott Kooiman chats with Steve Farrington from Unity Home Loans, debunking myths and shedding light on the true workings of reverse mortgages. From the misconceptions surrounding ownership to credit requirements and inheritance,…
In this episode of the State 48 Homeowner Podcast, we welcome back master financial coach Caroline Kelly for an engaging discussion about the crucial shift from renting to homeownership. Highlighting the stark differences in net…
In this episode, join us as we dive into strategies for cutting down living expenses in the coming year. Scott brings in Caroline Kelly, a seasoned financial coach known for empowering families to achieve financial…
